covers

Hi, I just got A250e on a 4 year private lease. I am wondering if it's worth taking out the covers below: 36 Month's Cover Just £308.45 for scratches and dents (Cosmetic cover) + 36 Month's Tyre Insurance: £193.30 + 36 Month's Alloy Wheel Insurance: £214.20 Total £715.95 Any thoughts?